Public & Product Liability Insurance

In today’s fast-paced business world, unexpected incidents can happen—whether you operate a physical storefront, offer services on-site, or sell products online. At Manufacturoo, we help you protect what you’ve built with tailored public and product liability insurance solutions that minimise risk and safeguard your future.

Why Liability Insurance Is Crucial

Running a business comes with both opportunity and exposure. From someone slipping on your shop floor to a customer experiencing an issue with a product you’ve sold, even one claim can carry significant legal and financial consequences. That’s why comprehensive liability cover isn’t just a good idea—it’s a smart business decision.

What Is Public Liability Insurance?

Public Liability Insurance covers your business against third-party claims for injury or property damage arising from your business activities. This might include:

A customer tripping on your premises
Damage caused during a service visit
An accident involving a member of the public on your worksite

This type of insurance helps cover legal fees, compensation payouts, and other associated costs—giving you peace of mind and allowing you to operate with confidence.

What Is Product Liability Insurance?

Product Liability Insurance protects your business if a product you manufacture, sell, or distribute causes harm or damage. This cover is especially important for:

Product-based businesses
Online retailers
Manufacturers and importers

If a faulty product results in injury or property loss, product liability insurance helps cover legal costs, settlements, and claims—shielding your business from potentially devastating outcomes.

Combined Coverage: A Smarter Approach

For many businesses, combining public and product liability cover provides well-rounded protection. This integrated approach ensures you’re covered whether an incident occurs on your premises or is related to a product you’ve put into the market. Flexible policy options allow us to tailor coverage to your unique risk profile—so you’re covered exactly where it matters.

Is This Insurance Right for You?

You should strongly consider public and product liability insurance if you:

Want to avoid major financial setbacks from unexpected claims

Welcome customers or clients to your premises

Perform services at client sites

Sell or manufacture physical products

Let’s Talk Insurance

At Manufacturoo, we’re here to support your business at every stage—including risk management. Our team works closely with trusted insurance partners to help assess your exposure and arrange tailored coverage that suits your needs and budget.